Aggregators or P2P: My Experience with Crypto Payments

I receive payments in crypto, so I'm always on the lookout for the best rates and easiest ways to get my cash. For quite some time, I was using BestChange to swap my crypto. It had tons of payment options and cards, but then things started going sideways. I began getting my funds in bits and pieces, sometimes from cards that my bank flagged as risky. The exchange services also started dragging their feet, even asking for extra documents sometimes. I've seen stories here about folks who couldn’t get their crypto back after sending it for exchange through BestChange. They said they couldn’t do anything about it since they had no control over the exchange services. That’s when I thought of the P2P platforms on exchanges or those that work independently. They have two big perks compared to aggregators like BestChange. First, trades happen directly between verified users instead of shady exchange points. Also, the crypto or cash is locked until the trade is done, so you don’t lose your funds. Right now, I’m using Cryptomus and WebMoney for my exchanges without any hassle. I get the full amount in one go, and my bank is cool with the cards I'm using for transfers.