Hey everyone
I’m looking into financing a new Antminer S19j Pro since I’m working remotely on a crypto project called Rchain. I’ve heard that the S19j Pro can pay itself off in about a year. Has anyone here ever taken a loan to get an antminer? I’d love to hear from someone who’s been through that, especially if you've dealt with lenders like Bank of America, Amazon, or Chase. What type of loan did you go for, where did you colocate, and how long did it take you to pay it off?
Antminer S19j Pro Financing
3 replies 85 views
I doubt that any banks will understand. They will run away as you mention bitcoin, especially mining. Even if they do I don't think they will give 10K+ low interest loans without collateral. I think your best bet would a credit card with high interest rate.
I wouldn't do it as it is risky as hell. You are usually better off simply buying bitcoin. As much as you can using cash.
degen_2020Full Member
Posts: 60 · Reputation: 334
#3Aug 10, 2025, 04:35 AM
Um ... you say that like it's a sure thing, it is not. You might make your money back within a year, if BTC price stays high, and difficulty stays low, and your miner doesn't break, and, and, and....
coin_sigmaLegendary
Posts: 1275 · Reputation: 5553
#4Aug 12, 2025, 11:26 AM
No banks yet that I heard offers loan for ASIC machines maybe in other countries but in my area, they don't allow me to take a loan.
Most banks only give loans to cars and mobile phones but it's impossible to get a loan and tell them that you are going to invest it in a Bitcoin miner.
Why not look for a trusted friend that can give you a loan and pay him monthly?