How do you define your long-term investment goals?

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GrimNovaMember
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#1Jan 13, 2019, 09:21 PM
I’m curious about how everyone defines their long-term investment goals. Like, what timeframe do you see as a long-term investment? For me, I used to think of anything over 3 to 4 years as long-term, but I get that others might have different opinions on this. When do you decide to cash out on your investments? And if you do sell, do you plan to reinvest in the same asset, or are you looking for something completely different instead of going back to something like bitcoin? Let’s share our thoughts and perspectives on this whole investing thing.
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alexwalletSenior Member
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#2Jan 15, 2019, 12:07 PM
Depending on the instrument you're investing in (crypto, stocks, property, etc). Investments should yield returns in general sense with a realistic target of over 5~15% annual growth. Let's say you're investing in Bitcoin, which many believe will yield returns at least every halving cycle, or approximately every 4yrs. That's the minimum duration for a "long-term investment".
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darkviperFull Member
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#3Jan 15, 2019, 12:17 PM
Yes that is right and of a true investor most at least witness cyclic period on their investment and that has really shown to be the minimal investment period for long term investment, so some can invest on bitcoin or any digital currency with the mindset of witnessing at least 3 to 5 cyclic period of their investment we can say this is long term investment, for those who age are still with them because 3 halving is like to be 12 years, while 5 halving is likely to be 20 years time so imagine someone who is already 70 years going for long term investment of 20 year could die and leave their investment without them reaping what they had already invested.
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hodler07Full Member
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#4Jan 15, 2019, 05:04 PM
In the crypto industry, Bitcoin halving is what we use to determine the long term investment  So, if you want to invest in Bitcoin  or for example, any other reputable coins  the key factor is when and how that investment will grow. It is usually after a Bitcoin halving that the crypto market experiences a bull run.If that is the case, then long term investment will depend on the period you invest in a coin, which can often be between 2 to 4 years and possible you get some profit. However, it's very possible that during this time period, someone may not achieve their desired profit. In my opinion, a long term investment in Bitcoin should ideally be for 8 years or more.but Many people say between 4 to 10 years which i also believe with. but normally someone profit target will determine what their long term investment means.
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fox_2021Senior Member
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#5Jan 15, 2019, 08:42 PM
There is no target. Once you start investing, it is a chase that never ends. It is because you need to grow every year… once you stop growing it means you are declining. If you keep declining eventually you’ll lose everything you got. If you are talking about the annual growth rate target then the average growth rate of S&P500 is a good start. As long as your growth matches it, you are at least not losing any money to the inflation. If your growth exceeds the growth of the S&P500’s, then you are making money in real terms, not only in nominal terms which is not important in the grand scheme of things. However it is also very hard to beat S&P500. Not many people can achieve that in the long term and that’s why the masses usually stick to the ETF investments. Not everybody is capable of being a Michael Burry that’s indeed right but then, if they never try, how could they know? It is like accepting defeat or a mediocre offer. I think I’ll bet on red this time.
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its_foxSenior Member
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#6Jan 16, 2019, 01:15 AM
For me its like holding for 5 years if the goal is really long term. Yes it might be short but not relatively long but at this point if you invested on a crypto for that long and you see potential of it you could see some positive movement with that stint already. If theres none then imagine what you should have done with the money instead and pursue it for business right? Its actually quite risky also if inflation making it more riskier than ever.
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basedmatrixFull Member
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#7Jan 16, 2019, 06:52 AM
If he will do that on top alts and Bitcoin then maybe he provably could earn good result for taking decision to hold on 5 years period. But if they are doing that on shitcoins or other altcoins which does not prove anything yet there's good chance that they might end up losing and this huge waste of effort for them. Proper planning is important and people doing that should stop gambling for choosing questionable alts. Also building a business is somehow good but risky that's why proper diversification is important so they can get more better result. I also look at good as another best option for long term investment since this is best asset to have.
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0xNovaFull Member
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#8Jan 16, 2019, 10:45 AM
There is no specific time frame for long-term investment, in the case of crypto, you just set a profit target that is how many times the profit you want from the investment you will make. And after the time you hit that target, you sell them. Or since crypto has a four-year cycle, you can invest with a 5-year target and when the bull season comes and crypto crosses a new milestone, you can release your investment and book profit.
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hodler_2019Full Member
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#9Jan 16, 2019, 12:01 PM
No time limit, I invest in cryptocurrency and I'll let it sit as long as I don't need fiat money. I've seen someone hold it for few months or years and sold it and when the time they sold it the price would pump, so for me holding it as long as I don't need fiat will be a good strategy for me. Whenever I have extra fiat from my salary I tend to buy crypto in addition to my existing investment. I know some people may find this risky because of the volatility of the cryptocurrency but so far, I have a good profit on it and it's still earning more.
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hodler_gweiFull Member
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#10Jan 16, 2019, 03:21 PM
While there's no set target for long-term investing, long-term investing can be defined as a goal that reflects your plans or desires for the next few years or even longer. For example, you might want to own a home, fund your retirement, or continue building wealth for the financial well-being of you and your children. Generally, if your goal is to own or build a home, the ideal timeframe to achieve this is 3 to 5 years. If your goal is retirement, the ideal timeframe is 10 years or more, but it all depends on where you invest your money. And in the case of Bitcoin, as many have mentioned, Bitcoin has a 4-year cycle, or halving, which often drives its price up, which can give you an idea of ​​your goals and targets.
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coldaltFull Member
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#11Jan 16, 2019, 03:47 PM
Words and terms are alway relative in meaning. That's the optics. The way we see things differs. What is long term for you may be short or medium term for others. Again, depending on what assets or instruments we're investing in to pick what duration we should consider too. For instance, six months to one year is already long term for me but that also will depend on what I'm investing on and at what time/year. That duration into Bitcoin during pre-halving year is okay but it's a different ball game if I were to invest during post-halving year on that same duration. This is because pre-halving year sends the market into bullishness but post-halving year throws us into depressive bear moment. For altcoins, one year is a very long term; except they've working utilities.
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block2015Full Member
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#12Jan 16, 2019, 09:15 PM
I don't think there is an actual bench mark for a long term investment but then, ideally we all understand that there are terms that cannot be considered long term because within those period we cannot experience a good profitability we will find reasonable enough to be proud of that which we have called our investment but when we allow the investments spam over a certain period of time, it can be well considered a long term investment in that it has spammed through a quiet long period of time. Personally, for crypto i consider an investment that has lasted a complete Bitcoin circle a long term because at that point you get to see Bitcoin hit new ATH and definitely increasing profit margin on your investment but anything below will be some little accumulated profits summing from the journey Bitcoin has gone to get to the new ATH after the completion of the circle. and this may spam through 4 years, but your concept of 3 years isn't a bad one and will not be seen as short either but it can go further, anything above 12months i believe should be considered a long term already.
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alex2014Full Member
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#13Jan 17, 2019, 08:23 PM
Long term means different investment approache to different people and we need to know that individuals differences plays a significant role innthis aspect and for this reason we must say that investment depends how much and at what age the investor make those investments, this is very important to determines what to expect from your investment. But for an average investor, a 4 to 5 years investment target is very much ok start expecting returns on investment, so ranging from whonin investing and how much their willing to put down for the investment.
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ryanwizardSenior Member
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#14Jan 19, 2019, 09:17 PM
Long term target investment is such with the aim of going into the market when it falls and having the intention of holding till the market becomes more bullish and favourable to sell, this could take close to 2 years or more than 4 years depending on how we are able to hold, some may not need to waited this long before they can sell, but the ideal behind this is for us to have the understanding of why is it necessary to hold during the bear market for the season of bullrun to unfold and we make profits, the longer we waited, the more better it becomes as bitcoin increase in value over time.
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BasedGasHero Member
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#15Jan 20, 2019, 12:18 AM
Maybe in crypto people considr investing for 4 years as long term but if someone who have been investing will say that atleast planing the next 20 years and starts accumulating the assets are the long term investors and anything wound 5 years can be considered as mid term. Long term goals are more important than short term ones, since it is going to shape how we are going to live the rest of the life and if we planned it then we may not need to worry much.
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mr_cobraFull Member
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#16Jan 22, 2019, 04:19 AM
An investment from four years upwards is considered to be a long-term investment,  because with a time frame of this it is very positive to give you good profit in return. Only longterm investment can give you a good return of profit. If the profit you have gained is not more than the capital which you used in investing at first. Long-term investment are always profitable,  especially with coin like bitcoin. If you can succeed investing bitcoin for a longtime and you make good profit from the investment,  their is no point or reason for you to invest in any other coin . For you to invest in Bitcoin and make good profit in ti from a longterm investment it means it is profitable and investing for long it means bitcoin is reliable to invest,  so i dont see any reason for you to invest in any other coin.
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alexaltFull Member
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#17Jan 24, 2019, 04:23 AM
I don't see 3-4 years as a long-term investment because it's only a circle. You have to invest and hodli for more than a circle, maybe, two or three in order for you to enjoy the benefits of bitcoin. If you buy and sell during the bull run, and buy again I see you a trader because you are washing and rinsing. You will miss out the compounding effect of your bitcoin portfolio. I am not selling anytime soon because I am still accumulating to add more stash to what I have because it's not enough. I intend to hodli till old age.
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node777Full Member
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#18Jan 26, 2019, 01:17 PM
Many investors are stuck in short-term thinking in the hope of quick profits, but real stability comes from long-term planning, because the most common thing is that Bitcoin is a long-term investment. The more you decide to invest here with a long-term plan, and hold it for as long as possible, the greater your success can be. Think long-term and just hold it, it can give you a financial foundation for the future, because Bitcoin is never getting weaker, but it is constantly getting stronger and stronger. Long-term investment in Bitcoin, it can bring you much greater financial success in your future, which can be much bigger than you expected and can result in much larger assets.
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just_k1ngMember
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#19Jan 26, 2019, 02:31 PM
You can hold up to one cycle, which is 4 years. Because every halving, Bitcoin pumps a lot and creates a new ATH. This has been seen since Bitcoin came to the market by chart analysis. Then it makes a big down again, so you can hold with a 4-year target and sell during the ATH and wait for the bear season again. And you will need a lot of patience to implement this process successfully. Many people buy Bitcoin and buy more coins with the intention of holding, but not everyone can hold their investment with patience. So patience is a very big challenge.
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cyberp1x3lFull Member
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#20Jan 26, 2019, 07:14 PM
Yeah true, mine is never a price, it is not an amount, it's a mindset. For me it is always "enough to retire", whatever that is at that moment. It used to be lower, because of inflation it grew a lot more. While I know that I can't stop, because inflation would shrink it in the future, I can always put it in interest, which would be lesser than inflation but at least would be enough. Whatever I have that can get me 1000 dollars a month income basically, is "enough". That changes, but as long as we can reach that, I am fine and can get out. Most people think that's not reasonable and just keep having the same thing. I believe we should be considering how this could change for the long term. I am not going to give up yet, and will keep doing this part.
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