My unique approach to self-defense funding through trading insurance

I've got a mix of 5 coins, where 3 serve as insurance and 2 are for growth. Here's how I allocate them: the 2 growth coins and 3 insurance coins make a total of 5. This setup strikes a balance between aiming for long-term growth while still having a steady cash flow and reducing risk. I dollar-cost average (DCA) all 5 coins. For the 2 growth coins, I only plan to sell a max of 75% if they really spike. The 3 insurance coins, on the other hand, I always sell 100% if I see at least a 7% profit. This strategy helps me generate cash flow whether the market is moving sideways or not, and I use that cash to DCA into other assets. My portfolio consists of: Eth, Tron, Sol, XLM, and BNB. Sol and Tron are my growth picks, while Eth, XLM, and BNB are my insurance coins.

Is xlm not on the decline? It gives me the same impression as Eos. Xrp might be a good growth coin, sol is pretty good too but both are already very highly valued.