Your finances show the problems you tackle

I've realized that a person's wealth ties directly to the number of problems they deal with every day. There's no big secret to becoming rich; if you want to accumulate wealth, you need to identify and solve the issues around you because money tends to hide where problems exist. The wealthiest individuals today are those who provide solutions to common problems, which is why they have their wealth. If your bank account shows a shortage of cash, it often means you're not just financially struggling, but also lacking the skills to solve problems. A person’s wealth or poverty really comes down to their ability to offer solutions. Remember, those who are financially struggling often complain without contributing anything constructive or taking steps to improve their situation. The wealthy are the ones creating solutions, selling services and products that society needs.

It's easier said than done. It is true that when you start solving problems that people have, you tend to have a demand in society, and if you start a business that does it, you will most likely succeed, but the question is, how are you going to begin in the first place? There are so many people in the world with so much talent and skills but they don't get the recognition they deserve, and that is only because there is no way for them to showcase what they can do, because in most cases, you need funds to begin with, you literally can't do anything without money in this world today, even to start something, you need to have at least something, and most people don't have that. You said it yourself, someone who has a lot of money in his bank account will be able to solve a lot of problems, which proves that problems can only be solved with money, in most cases, and similarly when it comes to becoming rich, you can't get rich when you can't even do anything since you have nothing to begin with. There are so many billionaires in the world right now, but if you interview them all, you will find out that only a small percentage of the whole lot has actually made it from zero, and most of them had at least something to begin with.

I wouldn't say this is true necessarily, sometimes we are the product of our environment - if we were brought up in a poor neighborhood with only one parent who has few opportunities for work, then it can really stunt your growth as a child compared to kids who have a lot more support. Sometimes education is lacking which can put you behind at an early age, because few schools seem to teach enough about finances yet there are so many debt traps around that will throw money at you but cost a crap load more to pay back. A wise rich person might also have a lot of debt and very little in their account, because it can be invested to make even more money - bank accounts are one of the worst places to keep cash and if you can make more money on borrowed money even better. Be careful making too many assumptions from a single data point.

In some societies and communities, there are no more problems to be solved because many of the problems have already been addressed by either the government or individuals seeking to solve problems like you. While another challenge could be that some problems actually require money to sort out, and if you are someone who is totally broke and just managing life, you may never be able to solve some major problems in your society that could yield you wealth.

I don't personally agree with your view , am not saying environmental factors don't exist but one thing that, is unique with all those who has succeeded and has come to prominence is there ability to say no to environmental factors and remain consistent and resolute with their vision and goals in life. The first fight that anyone have to come up against is the environment and that is were solving solutions comes to play. You can't out grow your environment without first of all seeing and out living your environment.

Without money on someone's bank account doesn't define lack of responsibility or problem for them because every person has something they have to spend money on, have you forgotten that someone without money could also have their family they feed and that alone is a huge responsibility that's unavoidable. What much money only does is that if you were having only your family a lot of people including friends and other persons will start looking for help from you but although some persons may not be generous to other no matter how wealthy they are except they are trading the help to you by helping you while you reciprocate in what they want from you because some rich people will convert you into their slave before they could assist.

There is a powerful truth in what you say solving problems creates value and the value creates money. But if you take this as the sole cause of all wealth then I think it is oversimplified. There are countless people in the world who solve complex problems every day such as teachers or doctors or small business owners but yet they are not rich. Because solving a problem alone is not enough how many people that solution reaches scale and how much it is leveraged. These two things are equally important. So wealth is not just the result of hard work or problem solving but rather the result of smart distribution and system building.

So since scammers have the highest or biggest savings account, does it mean that they are wiser and more responsible than everyone else? I don't think this is the case, and I don't believe either that those who have huge amount of savings are those people who have solved a lot of problems and it reflect on their individual bank accounts. Maybe some are born with wealthy parents and so expect that they have bigger inheritance and bigger savings in their bank. But it could be also that some are just lucky to experience the best things in life, and they grab all the opportunities and privileges available for them. And lastly, people who are smart and easily solve the problems around, that also reflects on their current bank account status, but for sure they have been beating the tough roads in life before they succeed and establish their bank accounts.

Here, other participants in the discussion correctly write that at least some start-up capital is needed. It is impossible to start a business or solve problems from scratch. Or you need some kind of venture investor who still needs to be interested, which is not so easy. Well, do not forget about such an aspect as saving your business from takeover. If your business is successful, they will try to take it away from you. Whether it's legal or not, you'll be forced to sell it. So this should be taken care of in advance.

Surely you made a good point in this thread op, a problem solver is liable to make a lot of money but it doesn't mean making lots of money from solving problem will make a man rich, being rich is mindset, and if you are not a rich minded person, no matter the problem you solve, you may still be poor because there is no guarantee that every person that solve problem is rich.  Being rich is decipline, know where to invest and diversify your income, controlling your spending, by knowing the difference between need and want. There are many problem solver that I know are poor because they lack financial decipline. You must know that a problem solver is not different from the business of rendering service we do every day, like transport business, haircut business, laundry business, phone repair business, brick laying and plumbing work still falls under problem solver, and note that problem solving is not only when you use your money to solve problem. Most problem you need to solve requires skill, and all I have listed above are all skill you need to render to get paid, now becoming rich is now how you gather those money and utilities them properly to become rich. Being rich is not just by what you get but by what you are able to get in return from your investment.

There are always one challenge or the other begging for attention in any society whether it is a big problem or small problem and being able to identify the right problem and sufficiently provide best solutions to it is what many of us lack and I agree with when you said as a broke person you might be facing difficulties trying to address some problems, you can design an actionable plan or template which will be used to solve the particular problem. However, with a good plan and template, you can woo people into investing in the business while you sparehead the implementation of such project from the beginning to the finish.

A bank account can reflect many things other than an indicator of a person's abilities, someone may use it to try to actually control problems (manage expenses) and that doesn't mean being poor, it means being more literate. The fact is that not everyone likes to reserve too much liquid assets (especially) cash. For me, a bank account is a savior from overspending.

A bank account definitely doesn't reflect a persons wealth status because people these days are wary of the inflation rate and tax reform policies that aim to always reduce the value of cash kept in their actual account. That's why I agree that a bank account to some persons is a savior from overspending and for both emergencies than an investment strategy to show off or increase wealth.

If you are talking about the traditional bank account, then I have a question for you, how about those who holds their funds in Bitcoin and never on a bank?  Are they poor if they are holding 1000 BTC on their stash? This is somehow a biased statement, not all poor people are whiners, many are actually problem solvers and solution giver, the problem lies on their starting point.  It will take time for a poor person who is a solution giver to be rich, and it is actually a fact that most of them don't get rich at all because of a lack of connections and resources.  Aside from that poor people are most accustomed to poverty and hardship so these people will rarely complain or whine. Those who whine are people who are lazy and wealthy people who are not used to their current situation. Poor people are busy meeting their daily needs and looking for solutions to better their situation.  So there is less time for them to whine since they will rather use their time to solve problem than be idle and whine all day.

There is still a secret in wealth creation and it's not being said, because if there is none then everyone should have exposed that strategy and everyone is now a millionaire. Or they might be right and there's probably one. But the advantage is about the network of these rich people. They know who to connect with and have some talk to help them keep with the competition. While there are rich people that doesn't have so much fund in their bank accounts because what they do is they're letting it flow into their businesses and assets.

And those people that you think that has money in their bank account, how many problem have you seen them solve in the society, if not for them and their family to live a good life and enjoy life. What again? For the rich people who you have seen, what other thing will you see them do, if not to grade the road that leads to their homes. Hospitals, schools, solar street lights, and transformers. The government will provided them. However, what I want you let you know is that, not every rich man or woman you know that has the mind to do something for their society. They are rich quite alright but they are greedy to the core for spend a dime for their society

You stated nothing but the fact but then reality says otherwise. Look at the forbe list and the top rich people, majority of them didn't start one thing and end up been a wealthy person. There many things they started from beginning, tried and fail and try again, they tried some and never went back again. The reality of solving problems is complex that can lead you to nothing or something, there are somethings you will not understand until you tried it. The rich are wealthy because you see it that way but their are wealthy people that are wealthy but growing in a negative wealth. There are some wealthy people in forbe list you may not know they are into financial challenges, some can be there for long time but you wouldn't know due to the status of been wealthy and having some back up assets. Not everything you see that is solution and solutions, it's more than that but that's the tip of making wealth.

Someone said something that I took cognizance of, he said when somebody doesn't have responsibility and suddenly begins to get financial attainment, he might see people that have children to take care of and are struggling with other financial responsibility, he may likely refer to them as people that don't know how to manage their finances, forgetting that the reason why he is basking in his finance is because he doesn't have such responsibilities those persons have. So I believe your financially balancing is indirectly proportionally to what you have as responsibility.

The rich and their circles are getting richer because they are able to solve problems that the poor are facing. The poor always buys into their ideas and use their money to pay for services that the rich are able to provide as it gives them a more suitable lifestyle to live with. If you give a poor man a lot of money that he becomes very rich as the rich ones, without ideas and innovations or even problems to solve, give him sometime and those money will still go back to the rich people as they keep paying for the problem solving solution the rich keeps providing for them.

That's right. But unfortunately, brains cannot be trained, intelligence is invariably inherited. And if we take two children as an example, then it makes no sense to train one with intellectual exercises and the other not, because both of them will eventually make progress. That's why stupid people are always angry, because they don't know how to see the solution to problems, and all they can do is make excuses for themselves and get mad at the rich. But what difference does it make to a man in a Mercedes who stands at a bus stop and gets angry?